You’re almost there. It’s time to make sure all the details in your application are correct. As long as you’ve done your preparation and followed the advice from your interview, you’ll have given yourself the best chance of approval. Paperwork you’ll need When you have your interview with the lender’s representative or the mortgage adviser, they’ll start completing the application...
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When you’re applying for a mortgage, one of the first things you’ll need to consider is the mortgage term. This refers to the number of years it will take to repay your loan, as well as the interest. When you take out a mortgage, you’ll have to decide on a mortgage term that meets your needs, both now and in the future. The longer the term, the lower your monthly...
Buying a property is a big step involving a substantial long-term financial commitment, so think hard about what you can afford. You will need to consider the assets you have – like savings, which you might be able to use for your deposit – as well as the money that’s coming in and going out. You don’t want to commit to a mortgage and then realise you can’t afford some of the nicer things in...
When you find your dream home, you’ll want a quick sale on your current property to avoid missing out. But that doesn’t mean you have to compromise on price - as long as you know how to choose the best estate agent for the results you’re looking for. How to pick an estate agent To achieve the best price for your property in the fastest time, you’ll need to instruct the best estate agent....
Visualise living in your next home. Moving house is a chance to begin afresh perhaps even reconsidering your lifestyle. Use this vision to help you decide on which items you want to keep. This will also help you to let go of items that either won’t physically fit into your new home or won’t be part of your new lifestyle once you’ve moved. Start with easy wins - anything that is...
Great presentation is an essential part of successful marketing. Property photos, whether online, a window display, or a printed brochure, can create instant impact for buyers. It’s worth taking the time to get the best photos so we asked our professional photographer, for some hints and tips for homeowners to prepare your home and make the most of the photographer’s visit. The...